The Details Number of funds: 8 Assets under management: $35.8 million Load Charge: Front: max. 5% (2% for Money Market Fund); Back: max. 5.5% Switching Charge: 2% maximum Where Sold Across Canada How Sold Through licensed Co-operators agents, credit unions, brokers, dealers, and financial planners Phone Number 1-866-866-2635 Web Site www.cmfl.ca Email invest@cooperators.ca Fund Summary     Best Choice:  None Best RRSP:  Fixed Income Best Unrated:  None Fund Type Rating Risk RRSP Load Seg Co-operators Canadian Equity VA II Fund CE $$ Medium RSP * Yes Co-operators Fixed Income VA II Fund CB $$$ Medium RSP #/* Yes Co-operators Life Balanced Fund CBAL $$ Medium RSP No Yes Co-operators Life Canadian Equity Fund CE $$$ Medium RSP No Yes Co-operators Life Fixed Income Fund CB $$ High RSP No Yes Co-operators Life U.S. Equity Fund USE $ Medium RSP No Yes

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