The Details Number of funds: 11 Assets under management: $1.6 billion Load Charge: Front, max. 5%; back max. 6% Switching Charge: 2% maximum Where Sold Across Canada How Sold Directly and through brokers, dealers, and financial planners Phone Number 1-877-ETHICAL (384-4225) Web Site www.ethicalfunds.com Email clientrelations@ethicalfunds.com Fund Summary     Best Choice:  Special Equity Best RRSP:  Special Equity Best Unrated:  Canadian Dividend Fund Type Rating Risk RRSP Load Seg Credential Money Market Fund CMM $ Medium RSP #/* No Ethical American Multi-Strategy Fund USE $$ Medium RSP #/* No Ethical Balanced Fund CBAL $$$ Medium RSP #/* No Ethical Canadian Dividend Fund INC $$$ Medium RSP #/* No Ethical Global Equity Fund GE $$ Medium RSP #/* No Ethical Growth Fund CE $$$ Medium RSP #/* No Ethical Income Fund CB $$ Medium RSP #/* No Ethical International Equity Fund IE $$$ Medium RSP #/* No Ethical Monthly Income Fund INC $$$ Medium #/* No Ethical Special Equity Fund CSC $$$ Medium RSP #/* No

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